Coming soon — Beta access available

Commercial lending,
finally built right.

PheenX is a complete loan management and servicing platform built by people who've lived in legacy systems long enough to know exactly what's missing.

Request beta access → See what's inside
What PheenX delivers

Financial precision, to the cent

Daily interest accrual across multiple day count conventions. Configurable payment waterfalls. Automated fee assessment. Real-time balance history with full audit trails.

Interest accrual Payment waterfalls Fee schedules Balance tracking

Configured for how you actually lend

Fixed and variable rate structures. Multiple billing methods. Escrow management. Delinquency policies and late fee rules that reflect your lending program, not a one-size template.

Variable rates Escrow Delinquency Loan templates

Institutional-grade access control

Org-scoped role-based permissions. Per-user overrides. Complete audit trails on every permission change. Built to satisfy the access control requirements of regulated lenders.

Role management Org scoping Per-user overrides Audit trails
Team experience

The people behind PheenX have been here before.

PheenX wasn't designed in a vacuum. It was built by practitioners who've lived inside the industry's shortcomings — and already built one system to address them.

45+
Years of combined experience servicing complex commercial loans
$6B+
In commercial loan transactions serviced
2nd
Generation platform — built on hard lessons from the first

Built for lenders who've outgrown
spreadsheets and legacy platforms.

PheenX is accepting a limited number of early access partners. Leave your email and we'll be in touch.

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